Tagged: 401(k)

The Average 401k Balance By Age

The 401k does a woeful job in replacing a pension. Furthermore, only about 31% of the labor force participates in a 401k due to lack of access or a lack of foresight. But we must make do…

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Can I Contribute To A 401k And An IRA?

This question about comes up frequently:  can I contribute to a 401k and an IRA? Fortunately for your retirement nest egg, you can contribute to both types of retirement accounts. In fact,…

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How Can The Average American Pay No Taxes?

Most people grow accustomed to the big chunk of federal income tax withheld in each paycheck. The more you make, the more they take. Americans paid over $1.3 trillion dollars in federal…

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Seeking Fairness: 401ks & Highly Compensated Employees

If you meet the IRS definition of being a highly compensated employee (“HCE”), you may find yourself in an unlikely position come tax-time: having to pay tax on your 401k…

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Leaving An Employer? Don’t Forget The Rollover IRA

Did you change jobs recently? Or, perhaps, are you in the middle of a search that may lead to a new employer this year? Whatever the circumstance, you’re likely to be facing a laundry…

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Workplace Tax Breaks – Get These Savings On Your Radar

Are you looking for some new ways to save money? The workplace offers an important starting point for tax breaks that can help you to do so – by not paying any unnecessary taxes. …

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Unlock Your Retirement Savings Potential: The 401k

There’s no doubt that saving for retirement can seem like herculean task; especially when you’re just starting out. But the good news is that there are many tools available that make your…

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Defined Contribution Plans on the Rise: Action Required

When it comes to employer-sponsored retirement plans, defined contribution plans are the new retirement reality for the majority of workers today.  Once upon a time, defined benefit…

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End the Year Right with These Simple Tax Tips

The end of the year is upon us.  But before we launch into New Year’s Resolutions, we wanted to revisit our 4 Money Must-Dos by the end of the Year to highlight and expand upon the…

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Can Target Date Funds Miss the Mark?

It is easy to see the appeal of Target Date Funds. Savers can plop their money into one fund – usually a diversified mix of stocks, bonds and other assets – and as their pre-picked date…

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Roth IRAs and 401ks: Are They a Smart Move for You?

When it comes to saving for retirement, smart investors often choose Roth IRAs over traditional IRAs. That’s according to a 2012 study from Texas Tech University, which revealed that people…

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4 Money Must-Dos By the End of the Year

With the end of the year approaching fast, it’s easy to get caught up in the holiday shuffle and overlook critical moves that can impact your long-term financial health. So the Personal…

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